Financing & Rebates
Make home comfort affordable with flexible financing and available rebates. A new high-efficiency system pays for itself through lower energy bills, and we make it easy to get started.
Flexible Financing with Wells Fargo
We've partnered with Wells Fargo to offer the Home Projects® credit card, making it easy to invest in your home's comfort with convenient monthly payments instead of a large upfront cost.
Convenient Monthly Payments
Break up the cost into manageable monthly payments that fit your budget.
Quick Online Application
Apply in minutes. Get a credit decision fast so your project can move forward.
Special Financing Promotions
Ask us about current promotional offers, including deferred interest options on qualifying purchases.
Use It Again
Your approved credit line is available for future HVAC needs, repairs, or upgrades.
The Wells Fargo Home Projects® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2026 and is subject to change. For current information, call 1-800-431-5921.
How Financing Works
Getting started is simple. Here's what to expect.
Talk to Our Team
Contact us for a free estimate on your HVAC project. We'll recommend the right system for your home and budget.
Apply Online
Complete the quick Wells Fargo credit application online or with our team's help during your consultation.
Get Approved
Receive a credit decision quickly. Once approved, your credit line is ready to use.
Enjoy Comfort Now, Pay Over Time
Your new system is installed and you make convenient monthly payments.
Save Even More with Rebates & Tax Credits
In addition to financing, you may qualify for rebates from your utility provider and federal tax credits that can significantly reduce your out-of-pocket cost.
Puget Sound Energy (PSE)
PSE offers rebates for qualifying high-efficiency heat pumps, ductless systems, and insulation upgrades. Rebates can range from several hundred to over $2,000 depending on equipment.
Learn moreTacoma Power
Tacoma Power provides rebates for energy-efficient heating and cooling equipment, including ductless heat pumps and high-efficiency furnaces for customers in their service territory.
Learn morePeninsula Light
Peninsula Light Co. offers residential energy efficiency rebates for heat pumps, ductless systems, and other qualifying HVAC equipment in the Gig Harbor area.
Learn moreFederal Tax Credits (IRA)
The Inflation Reduction Act provides tax credits of up to $2,000 for qualifying heat pumps and up to $600 for high-efficiency furnaces and central AC. These credits apply to equipment installed through 2032.
Learn moreRebate availability and amounts are subject to change. Our team can help you identify which programs you qualify for and assist with the application process.
Is It Time to Upgrade?
A new high-efficiency HVAC system is an investment that pays for itself. Here's why homeowners across Western Washington are upgrading.
Lower Energy Bills
Modern high-efficiency systems can reduce your heating and cooling costs by 20-40% compared to aging equipment.
Improved Home Comfort
Newer systems provide more consistent temperatures, better humidity control, and quieter operation throughout your home.
Fewer Repairs
Stop spending money on repeated fixes. A new system comes with manufacturer warranties and years of trouble-free operation.
Ready to Explore Your Options?
Get a free, no-obligation estimate that includes financing options and available rebates. Our team will help you find the right solution for your home and budget.